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Rates

The interest rates and annual percentage yields stated below are accurate as of November 23, 2022.
You may call (304) 822-3541 or a customer service representative at any of our locations to obtain current information.

Variable Rate Accounts** Interest Rate Compounded APY*
MMA ($2,500.00 to open) ($5.00 fee under $2,500.00) .06% .06% (Under $10,000.00)
MMA ($2,500.00 to open) ($5.00 fee under $2,500.00) .10% .10% ($10,000.00 - $49,999.99)
MMA ($2,500.00 to open) ($5.00 fee under $2,500.00) 2.00% 2.02% ($50,000.00 & Above)
IRA Variable ($50.00 to open) 1.00% 1.00%
Savings ($10.00 to open) ($2.00 fee under $100.00) .10% .10%
NOW ($1,000.00 to open) ($5.00 fee under $1,000.00)*** .06% .06%
NOW 25 ($25,000.00 to open) ($25.00 fee under $25,000.00)*** .20% .20%
NOW 50 ($50,000.00 to open) ($35.00 fee under $50,000.00)*** .25% .25%
Certificates****

91 Days .55% .55% QTL. Min. $500.00 (Penalty 30 Days)
182 Days .75% .75% QTL. Min. $500.00 (Penalty 30 Days)
9 Months .80% .80% QTL. Min. $500.00 (Penalty 30 Days)
12 Months .85% .85% QTL. Min. $500.00 (Penalty 30 Days)
18 Months^ 1.00% 1.01% Daily Min. $500.00 (Penalty 90 Days)
24 Months1 1.25% 1.26% Daily Min. $1,000.00 (Penalty 90 Days)
30 Months 1.50% 1.51% Daily Min. $1,000.00 (Penalty 90 Days)
60 Months 2.50% 2.53% Daily Min. $1,000.00 (Penalty 180 Days)

* APY is Annual Percentage Yield
** Rates may change after the account is opened. Fees may reduce earnings.
***Corporations, partnerships, associations, business trusts, or other organizations for profit may not maintain NOW accounts.
****Penalty may be imposed for early withdrawal on Certificate of Deposit. 
^Certificate Builder 18 Months term Only. One monthly deposit, $500.00 minimum.