Rates

The interest rates and annual percentage yields stated below are accurate as of September 21, 2022.

You may call (304) 822-3541 or a customer service representative at any of our locations to obtain current information.

Variable Rate Accounts**	Interest Rate	Compounded APY*
MMA ($2,500.00 to open) ($5.00 fee under $2,500.00)	.06%	.06% (Under $10,000.00)
MMA ($2,500.00 to open) ($5.00 fee under $2,500.00)	.10%	.10% (Over $10,000.01)
IRA Variable ($50.00 to open)	1.00%	1.00%
Savings ($10.00 to open) ($2.00 fee under $100.00)	.10%	.10%
NOW ($1,000.00 to open) ($5.00 fee under $1,000.00)***	.06%	.06%
NOW 25 ($25,000.00 to open) ($25.00 fee under $25,000.00)***	.20%	.20%
NOW 50 ($50,000.00 to open) ($35.00 fee under $50,000.00)***	.25%	.25%
Certificates****
91 Days	.30%	.30% QTL. Min. $500.00 (Penalty 30 Days)
182 Days	.40%	.40% QTL. Min. $500.00 (Penalty 30 Days)
9 Months	.50%	.50% QTL. Min. $500.00 (Penalty 30 Days)
12 Months	.60%	.60% QTL. Min. $500.00 (Penalty 30 Days)
18 Months^	.70%	.70% Daily Min. $500.00 (Penalty 90 Days)
24 Months	.80%	.80% Daily Min. $1,000.00 (Penalty 90 Days)
30 Months	.90%	.90% Daily Min. $1,000.00 (Penalty 90 Days)
60 Months	1.40%	1.41% Daily Min. $1,000.00 (Penalty 180 Days)

* APY is Annual Percentage Yield
** Rates may change after the account is opened. Fees may reduce earnings.
***Corporations, partnerships, associations, business trusts, or other organizations for profit may not maintain NOW accounts.

****Penalty may be imposed for early withdrawal on Certificate of Deposit.

^Certificate Builder 18 Months term Only. One monthly deposit, $500.00 minimum.