Current Rates
Deposit Account Rates
Member FDIC
The interest rates and annual percentage yields stated below are accurate as of January 15, 2020. You may call (304) 822-3541 or a customer service representative at any of our locations to obtain current information.
| Variable Rate Accounts** | Interest Rate | Compounded APY* |
|---|---|---|
|
MMA ($2,500.00 to open)
($5.00 fee under $2,500.00)
|
.20%
|
.20% (Under $10,000.00)
|
|
MMA ($2,500.00 to open)
($5.00 fee under $2,500.00)
|
.30%
|
.30% (Over $10,000.01)
|
|
IRA Variable ($50.00 to open)
|
1.10%
|
1.11%
|
|
Savings ($10.00 to open)
($2.00 fee under $100.00)
|
.20%
|
.20%
|
|
NOW ($1,000.00 to open)
($5.00 fee under $1,000.00)****
|
.15%
|
.15%
|
|
NOW 25 ($25,000.00 to open)
($25.00 fee under $25,000.00)****
|
.70% | .70% |
|
NOW 50 ($50,000.00 to open)
($35.00 fee under $50,000.00)**** |
.80% | .80% |
| Certificates*** | ||
|
91 Days
|
.60%
|
.60% QTL. Min. $500.00 (Penalty 30 Days)
|
|
182 Days
|
.80%
|
.80% QTL. Min. $500.00 (Penalty 30 Days)
|
| 9 Months | .40% | .40% QTL. Min. $500.00 (Penalty 30 Days) |
|
12 Months
|
1.05%
|
1.06% QTL. Min. $500.00 (Penalty 30 Days)
|
|
18 Months
|
1.10%
|
1.11% Daily Min. $500.00 (Penalty 90 Days)
|
|
24 Months
|
1.30%
|
1.31% Daily Min. $1,000.00 (Penalty 90 Days)
|
|
30 Months
|
1.45%
|
1.46% Daily Min. $1,000.00 (Penalty 90 Days)
|
|
60 Months
|
2.20%
|
2.22% Daily Min. $1,000.00 (Penalty 180 Days)
|
- * APY is Annual Percentage Yield
- ** Rates may change after the account is opened. Fees may reduce earnings.
- *** Penalty may be imposed for early withdrawal on Certificate of Deposit.
- **** Corporations, partnerships, associations, business trusts, or other organizations for profit may not maintain NOW accounts