Checking Accounts

Regular Checking

Minimum opening deposit of $50.00
No minimum balance required
$6.00 Apple Basic monthly service charge
$8.00 Apple Family monthly service charge
Free personalized Apple Club wallet checks, up to 4 boxes per year and account holder is responsible for shipping charges of $8.00 per box ordered
Free unlimited check writing privileges
Accidental Death Insurance
No issue fee on Cashier’s Checks and Money Orders.
No fee for Bank of Romney ATM transactions
10 free photocopies daily
No charge for initial Debit Card
Identity Theft protection
Receive up to $400 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible applies. Maximum of two claims per year. Covers the first four phones on a cellular telephone bill paid through your Apple Club checking account.

Minimum opening deposit of $1,000.00
Free unlimited check writing privileges
With a daily balance of $1,000.00 or more, you earn interest* with no monthly maintenance fee
Daily balances lower than $1,000.00 are assessed a $5.00 monthly maintenance fee
Minimum $5.00 daily balance to earn interest
Corporations, partnerships, associations, business trusts, or other organizations for profit may not maintain NOW accounts
No charge for initial Debit Card

*All interest rates are subject to change.return to top

Minimum opening deposit of $25,000.00
Free unlimited check writing privileges
With a daily balance of $25,000.00 or more, you earn interest* with no monthly maintenance fee
Daily balances lower than $25,000.00 are assessed a $25.00 monthly maintenance fee
Minimum $5.00 daily balance to earn interest
Corporations, partnerships, associations, business trusts, or other organizations for profit may not maintain NOW accounts
No charge for initial Debit Card

*All interest rates are subject to change.return to top

Minimum opening deposit of $50,000.00
Free unlimited check writing privileges
With a daily balance of $50,000.00 or more, you earn interest* with no monthly maintenance fee
Daily balances lower than $50,000.00 are assessed a $35.00 monthly maintenance fee
Minimum $5.00 daily balance to earn interest
Corporations, partnerships, associations, business trusts, or other organizations for profit may not maintain NOW account
No charge for initial Debit Card

*All interest rates are subject to change.

Minimum opening deposits of $2,500.00
Unlimited cash withdrawals
Allows for six pre-authorized transfers each statement period, either by check, draft, pre-authorized or automatic transfers, telephone order or instructions, computer transfers, debit card or similar order to a third-party.
With a daily balance of $2,500.00 or more, you earn interest* with no monthly maintenance fee
Daily balances lower than $2,500.00 are assessed a $5.00 monthly maintenance fee
Minimum $5.00 daily balance to earn interest

*All interest rates are subject to change.