Checking Accounts
- Regular Checking
- Apple Club Checking
- NOW Checking
- NOW 25 Checking
- NOW 50 Checking
- Money Market Account (MMA)
Regular Checking
- Minimum opening deposit of $50.00
- Free unlimited check writing privileges
- No fee for Bank of Romney ATM transactions
- No interest paid on this account
- No charge for initial Debit Card
Apple Club Checking
- Minimum opening deposit of $50.00
- No minimum balance required
- $6.00 Apple Basic monthly service charge
- $8.00 Apple Family monthly service charge
- Free personalized Apple Club wallet checks, up to 4 boxes per year and account holder is responsible for shipping charges of $8.00 per box ordered
- Free unlimited check writing privileges
- Accidental Death Insurance
- No issue fee on Cashier’s Checks and Money Orders.
- No fee for Bank of Romney ATM transactions
- 10 free photocopies daily
- No charge for initial Debit Card
- Identity Theft protection
- Receive up to $400 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible applies. Maximum of two claims per year. Covers the first four phones on a cellular telephone bill paid through your Apple Club checking account.
Click Here to learn more about our Apple Club Accounts.
NOW Checking
- Minimum opening deposit of $1,000.00
- Free unlimited check writing privileges
- With a daily balance of $1,000.00 or more, you earn interest* with no monthly maintenance fee
- Daily balances lower than $1,000.00 are assessed a $5.00 monthly maintenance fee
- Minimum $5.00 daily balance to earn interest
- Corporations, partnerships, associations, business trusts, or other organizations for profit may not maintain NOW accounts
- No charge for initial Debit Card
*All interest rates are subject to change.return to top
NOW 25 Checking
- Minimum opening deposit of $25,000.00
- Free unlimited check writing privileges
- With a daily balance of $25,000.00 or more, you earn interest* with no monthly maintenance fee
- Daily balances lower than $25,000.00 are assessed a $25.00 monthly maintenance fee
- Minimum $5.00 daily balance to earn interest
- Corporations, partnerships, associations, business trusts, or other organizations for profit may not maintain NOW accounts
- No charge for initial Debit Card
*All interest rates are subject to change.return to top
NOW 50 Checking
- Minimum opening deposit of $50,000.00
- Free unlimited check writing privileges
- With a daily balance of $50,000.00 or more, you earn interest* with no monthly maintenance fee
- Daily balances lower than $50,000.00 are assessed a $35.00 monthly maintenance fee
- Minimum $5.00 daily balance to earn interest
- Corporations, partnerships, associations, business trusts, or other organizations for profit may not maintain NOW account
- No charge for initial Debit Card
*All interest rates are subject to change.
Money Market Account (MMA)
- Minimum opening deposits of $2,500.00
- Unlimited cash withdrawals
- Allows for six pre-authorized transfers each statement period, either by check, draft, pre-authorized or automatic transfers, telephone order or instructions, computer transfers, debit card or similar order to a third-party.
- With a daily balance of $2,500.00 or more, you earn interest* with no monthly maintenance fee
- Daily balances lower than $2,500.00 are assessed a $5.00 monthly maintenance fee
- Minimum $5.00 daily balance to earn interest
*All interest rates are subject to change.