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Most businesses will at some time consider financing as a means for beginning operations or achieving the next level of success. We offer competitive business lending solutions depending on your particular lending needs, including Commercial Mortgage Loans, SBA Loans, Equipment and Capital Loans, and other types of business loans. Our experienced loan officers work closely with your individual business needs and decisions are made timely and locally.

Opportunities available include the following:

 



Term Loans
  • Full amount of loan disbursed at one time
  • May be secured or unsecured
  • Proceeds used for any variety of business needs: Business start-up, purchase equipment, inventory, or fixed assets


Time Loans
  • Written for short periods of time (usually 90 days)
  • Repayment of loan and interest due at end of term
  • May be secured or unsecured



Small Business Administration Loans (SBA)
  • Obtain SBA loans for most reasonable business purposes
  • Loan length varies upon loan purpose


Agricultural Loans

From loans to help finance operations to more specific areas such as livestock and machinery purchases, The Bank of Romney can assist farmers and help with their financial needs.



Non-Profit Loans

Organizations such as churches, fire departments, and other non-profit entities are welcome to obtain funding needed for their organizational growth or needed equipment or vehicle purposes.


FDIC

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