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Savings Account
  • Minimum opening deposit of $10.00
  • No minimum balance required on all active accounts
  • If account becomes inactive (dormant), all balances under $300.00 will be assessed a $3.00 monthly service charge
  • An account will become inactive or dormant if there is no customer activity in the previous 24 months
  • Anyone under 18 years of age will not be subject to the $3.00 monthly service charge upon proof of age
  • Interest* is compounded daily and credited to the account quarterly
  • Statements will be issued quarterly
  • Maximum of six pre-authorized transfers to a third party per calendar month

* All interest rates are subject to change.




Christmas Clubs
  • 50 Week Club
  • Minimum of $1.00 per week to open
  • Bank pays the last (50th) club payment if all other payments are made
  • Checks are issued in the month of October
  • Payments can be automatically deducted from your checking account
  • Club account must be opened before March 31st of the calendar year
  • Penalty for early withdrawal
  • Customers may only deposit into this account

* All interest rates are subject to change.


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