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Regular Checking
  • Minimum opening deposit of $50.00
  • Free unlimited check writing privileges
  • No fee for Bank of Romney ATM transactions
  • No interest paid on this account


Apple Club Checking
  • Minimum opening deposit of $50.00
  • No minimum balance required
  • $5.00 monthly membership fee
  • Free personalized Apple Club wallet checks
  • Free unlimited check writing privileges
  • Accidental Death Insurance
  • Free notary services
  • No issue fee on Travelers Checks, Cashier’s Checks, and Money Orders.
  • No fee for Bank of Romney ATM transactions

Click Here to learn more about our Apple Club Accounts.



College Student Checking
  • Minimum opening deposit of $50.00
  • No monthly service charge
  • No minimum balance
  • Free unlimited check writing privileges
  • Must have proof of full-time college student status at time account is opened, and annually thereafter


NOW Checking
  • Minimum opening deposit of $1,000.00
  • Free unlimited check writing privileges
  • With a daily balance of $1,000.00 or more, you earn interest* with no service charges
  • Daily balances lower than $1,000.00 are assessed a $5.00 monthly service charge
  • The minimum to earn interest on a NOW account is $5.00

*All interest rates are subject to change.



Money Market Account (MMA)
  • Minimum opening deposit of $2,500.00
  • Allows for six pre-authorized, third party, or telephone withdrawals per statement cycle (only three of which may be by check or debit card)
  • Unlimited cash withdrawals
  • With a daily balance of $2,500.00 or more, you earn interest* with no service charges
  • Daily balances lower than $2,500.00 are assessed a $5.00 monthly service charge
  • The minimum to earn interest on a MMA account is $5.00

*All interest rates are subject to change.


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